Private Dwelling Shortfall

For those unexpected breakages/incidents that messes up your daily routine. Limited to 1 claim per annum per section.


Valuables "I Forgot"

  • Cover for valuable items which you have forgotten to add to your existing underlying policy.
  • Only valid for a period of 90 (ninety) days from the date of purchase of the item.
  • Original proof of item purchased is essential.
  • Cover only for the following items:- Jewellery and cellphones.
  • The underlying policy does not need to respond.



  • Cover the shortfall and includes the relocation of the insured's geyser and warm water cylinder.


Vermin Damage

  • Cover for a household's furniture against damage caused by vermin.
  • The underlying policy does not need to respond.


Appliances Cover

  • Cover the shortfall for replacement of the home appliance.
  • Normal wear and tear are excluded.
  • Electrical motherboard damage attributed to loadshedding is excluded.
  • Appliances covered are: Fridge, Freezer, Washing Machine, Tumble Dryer, Microwave, Toaster, Kettle & Iron.

Contact Us For More Information

T: 087 700 9393  |  E:

A: 299 Durban Road, Bellville, 7530

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